Kukho iindlela ezahlukeneyo zokuhlawula ezifumanekayo kubarhwebi kunye nabathengi xa kuthengwa iimpahla ezivela eTshayina. Indlela nganye ineengenelo zayo kunye neengqalelo ngokubhekiselele kukhuseleko, lula, kunye neendleko. Mhlawumbi umntu ongenisa impahla ngaphandle unendlela yakhe yesiqhelo yokuhlawula, kodwa kufuneka ajonge nomthengisi ukuba angayamkela na.
Nasi isishwankathelo sezinye iindlela zokuhlawula eziqhelekileyo zokuthenga eTshayina:
I-T/T yebhanki yogqithiselo ngocingo:
Ukudluliselwa kwebhanki ngebhanki yenye yezona ndlela ziqhelekileyo kunye neendlela zokuhlawula ngokuthe ngqo kwiintengiselwano zamazwe ngamazwe. Kubandakanya ukudlulisela imali ngokuthe ngqo kwi-akhawunti yebhanki yomthengi kwi-akhawunti yebhanki yomthengisi. Ugqithiso lwengcingo lwebhanki, ngelixa lwamkelwe ngokubanzi, lunokuthi lube nemirhumo kunye nokwandisa amaxesha okusebenza. Imirhumo eyongezelelweyo apha ibandakanya: imirhumo yokuphatha eyenziwe ngeemali ezithunyelwa ngaphandle, imirhumo yokuphatha yebhanki ephakathi (itsalwa ngokubanzi kwisixa-mali esithunyelwayo); imirhumo yokuphatha yebhanki efumana umamkeli (exhuzulwa kwisixa-mali esithunyelwayo).
Kuthatha iintsuku ezintathu ukuya kwezisixhenxe zokusebenza ukuba i-wire transfer ifike kwiibhanki ezahlukeneyo.
Ileta yeTyala (LC):
Ileta yekhredithi sisixhobo semali esikhutshwe yibhanki egameni lomthengi, isiqinisekiso sentlawulo kumthengisi xa kuboniswa amaxwebhu achaziweyo kunye nokuzaliseka kweemeko ezithile. Iileta zekhredithi zibonelela ngokhuseleko kumacala omabini kodwa zinokuntsonkotha kwaye zibandakanye iindleko ezongezelelweyo. Le ndlela yokuhlawula idla ngokubonwa ngokukodwa kwintsebenziswano yexesha elide. Ezinye iinkampani zide zamkele i-O/A. I-OA sisishunqulelo sesiNgesi seakhawunti evulekileyo, ethetha ikhredithi. “iakhawunti” ithetha 'iakhawunti'. Ifinyeziwe ngokubanzi njenge “O/A”, yintlawulo emva kokunikezelwa. Emva kokuba iimpahla zithunyelwa ngaphandle, umthengisi uya kuthumela amaxwebhu okuthumela ngokuthe ngqo kumthengi, kwaye intlawulo iya kufakwa kwi-akhawunti yomthengi egameni lemali mboleko, kwaye iya kuhlala emva kokuphela kwexesha lekhontrakthi.
Ngokomzekelo, inkampani yokurhweba Goodcan uthembisa ukunika abarhwebi ngenguqu ethile kwi-3-6 inyanga ye-accounting ixesha lokunciphisa uxinzelelo lwezemali kubarhwebi kunye nokubanceda baphuhlise ngokukhawuleza imarike.
Ukuba bobabini umthengi kunye nomthengisi bavumelana kakuhle kwaye bayavumelana, ileta yekhredithi lukhetho oluhle.
I-PayPal:
I-PayPal liqonga lokuhlawula elisetyenziswa kakhulu kwi-intanethi elivumela abathengi ukuba bathumele kwaye bafumane iintlawulo ngokukhuselekileyo besebenzisa iakhawunti yabo yePayPal okanye ikhadi letyala/lebhanki. I-PayPal ibonelela ngokhuseleko lomthengi kwaye kulula ukuyisebenzisa. Ukusebenzisana ngePayPal kukhuselekile, kuyakhawuleza, kwaye kulula, ngezixhobo ezahlukeneyo zokulawula intengiselwano yakho. Nangona kunjalo, ukuthengiselana kwe-PayPal kuya kuvelisa imirhumo yokuphatha, kwaye emva kokuba abanye abarhwebi be-e-commerce be-cross-border e-China bane-akhawunti yabo ye-PayPal ivaliwe kwaye ayikwazi ukukhupha imali, abanye abantu bayoyika i-PayPal, ngoko ayingabo bonke ababoneleli abayamkela i-PayPal.
Isiqinisekiso soRhwebo lwe-Alibaba:
Alibaba Isiqinisekiso soRhwebo sisicwangciso sokhuseleko lwentlawulo esibonelelwa yi-Alibaba, eyona ndawo iphambili yentengiso kwi-intanethi. Inika abathengi ukukhuselwa kwentlawulo, ukuqinisekiswa komgangatho wemveliso kunye nesiqinisekiso sokuhanjiswa kwexesha. Ukuhlawula ngeqonga elikhuselekileyo le-Alibaba linika abathengi uxolo lwengqondo. Nangona kunjalo, ngenxa yokuba intsebenziswano eninzi ayigqitywanga kwiqonga le-Alibaba kwaye abaninzi abangenisa ngaphandle abanayo iiakhawunti, abaninzi abangenisa kumazwe angaphandle abangaqhelananga neqonga le-Alibaba abayi kurhweba nge-Alibaba.
Iinkonzo ze-Escrow:
Iinkonzo ze-Escrow zisebenza njengomlamli othembekileyo phakathi kwabathengi kunye nabathengisi, ubambe iimali ngokukhuselekileyo de imiqathango yentengiselwano izaliseke. Nje ukuba amaqela omabini avumelene, imali ikhutshwa kumthengisi. Iinkonzo ze-Escrow zibonelela ngokhuseleko kunye neziqinisekiso, kodwa iindleko ezongezelelweyo zinokubandakanyeka.
Ikhadi lokuthenga ngetyala/liTyala:
Abanye abathengisi banokuyamkela intlawulo ngekhredithi okanye ngekhadi ledebhithi ukunika abathengi lula kunye nokhuseleko. Nangona kunjalo, iintlawulo zentengiselwano kunye neentlawulo zokuguqulwa kwemali zingasebenza, kwaye iintlawulo zekhadi letyala zingafanelanga ukuthengiselana okukhulu.
Western Union/MoneyGram:
IWestern Union kunye neMoneyGram ziinkonzo zokuthumela imali kumazwe ngamazwe ezivumela abathengi ukuba bathumele imali kubaboneleli ngokukhawuleza nangokukhuselekileyo. I-Western Union yeyona nkampani iphambili yehlabathi yokuthumela imali ngembali enembali yeminyaka eli-150 kunye neearhente eziphantse zibe ngama-200 kumazwe nakwimimandla kwihlabathi jikelele. I-Western Union yi-subsidiary ye-First Data Corporation (FDC), enye yeenkampani ze-Fortune 500 e-United States. E-China, iBhanki yezoLimo yaseTshayina, iBhanki ye-Everbright yase-China, iBhanki yoLondolozo lwePosi yase-China, iBhanki yoLwakhiwo yase-China, i-Zhejiang Chouzhou Commercial Bank, i-Jilin Bank, i-Harbin Bank, i-Fujian Straits Bank, i-Yantai Bank, i-Longjiang Bank, i-Wenzhou Bank, i-Huishang Bank, i-Shanghai IBhanki yoPhuhliso yasePudong, kunye nezinye iibhanki ezininzi zingamaqabane eWestern Union eChina.
Imali ngokuchasene nengxelo (CAD):
Ngemali echasene nentengiselwano yamaxwebhu, ibhanki yomthengi ihlawula umthengisi xa ifumene amaxwebhu okuthumela, njenge-bill of lading okanye i-invoyisi yorhwebo. Le ndlela ibonelela abathengi ngokhuseleko ngelixa ivumela abathengisi ukuba bafumane intlawulo ngexesha elifanelekileyo.
I-Cryptocurrency:
Kwezinye iimeko, abathengi kunye nabathengisi banokuvuma ukwenza utshintshiselwano usebenzisa i-cryptocurrency, njengeBitcoin okanye i-Ethereum. Utshintshiselwano lwe-Cryptocurrency lubonelela ngeentlawulo ezinabileyo nezikhuselekileyo, kodwa ukwamkelwa komthengisi kunokuthintelwa kwaye ukuguquguquka kwexabiso lotshintshiselwano kunokubangela umngcipheko.
Ngokuqinisekileyo, oku ngasentla kuyimizekelo nje yeendlela zokuhlawula ezinamazinga aphezulu okusetyenziswa. E-China, kukho kwakhona i-Alipay, i-WeChat, i-1688, i-taobao, njl. engasetyenziselwa ukuthengiselana. Xa ukhetha indlela yokuhlawula yokuthenga e-China, kuyacetyiswa ukuba usekwe imigaqo ecacileyo yokuhlawula kunye neemeko kunye nomthengisi. iimeko, kunye nokuziphatha ngokufanelekileyo ukuqinisekisa ukhuseleko kunye nokuthembeka kwentengiselwano.
